Loan

Social Links Widget

Click here to edit the Social Media Links settings. This text will not be visible on the front end.

Buyer House then Marriage or Marriage then House? Have you thinking about getting married? Is your goal to buy a house? Are you wondering if it’s better to buy before or after the wedding? Here are some things to consider if you live in Texas. If buying is on your radar it’s always best to get your ducks in a row and know […]
Buyer What is a Conventional Loan? A Conventional loan is a non-government loan that meets requirements set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. The upside of choosing a conventional loan is they offer low-interest rates to borrowers with excellent credit scores. With a conventional loan, homebuyers typically enjoy the […]
Buyer What is a VA Loan? The VA loan program was originated and passed by the United States Congress in 1944. It is a mortgage loan created specifically for eligible military veterans, service members, and their spouses. It’s issued through private lenders but is guaranteed by the Department of Veterans Affairs (VA). It is a great program for those who qualify! […]
Buyer What is an FHA Loan? An FHA loan is a loan backed by the Federal Housing Administration. The FHA program started in the 1930s during the Great Depression when the rate of foreclosures was quickly rising. FHA loans are typically more popular with first-time homebuyers, but really, they are available to anyone who qualifies! You can only have one FHA […]
Buyer What am I Really Paying for in my Mortgage Payment? There are typically 4 main components that make up your total monthly mortgage loan payment: Principal, Interest, Taxes, and Insurance. The main part of the loan that everyone thinks about is the principal and interest. Your monthly principal is a fraction of the amount you borrowed from a lender to buy the home. The interest is […]
Buyer Does my credit score really affect getting a mortgage loan? Even though credit is only one piece of what a lender looks at, the short answer is yes! Lenders also look at employment history, income, cash on hand and debt. But since credit can be a pretty weighty factor we’re going to start there. Your credit score can be a deciding factor on whether or […]
Don't Miss Our Next Post
Subscribe Now
Home
Properties
About Me
Blog
Neighborhood News
eho-89x83.png
realtor_white-71x83.png
Information About Brokerage Services
Consumer Protection Notice

Terms Of Use | Privacy Policy | Accessibility Statement | Fair Housing Notice

©2022 ERA Franchise Systems LLC. All Rights Reserved. ERA Franchise Systems LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each ERA Office is Independently Owned and Operated. ERA and the ERA logo are service marks of ERA Franchise Systems LLC.